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Santa Cruz County Housing Market

California · 58 counties · Ranked #3128 in home value

Above National Avg

Housing at a Glance

Median Home Value

$1,015,200

vs national+$1,015,200 vs $281,900 national

Median Gross Rent

$2,172/mo

vs national+$2,172 vs $1,163 national

Effective Tax Rate

0.62%

vs national0.62% vs 1.02% national

Median Household Income

$109,266

vs national+$109,266 vs $74,755 national

Affordability Ratio

9.3x

Home value ÷ income. <3 = affordable, >5 = expensive.

Rent Burden

30.0%

% of income spent on rent. >30% = burdened.

More Housing Data

Property Tax (Median)

$6,305

Tax as % of Home Value

0.62%

Monthly Owner Cost

$2,413

Renter Income

$77,426

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Mortgage

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Home Search

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Similar Counties by Home Value

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Frequently Asked Questions

What is the median home value in Santa Cruz County?

The median home value in Santa Cruz County is $1,015,200. This is above the national median of $281,900.

How much is rent in Santa Cruz County?

The median gross rent in Santa Cruz County is $2,172 per month.

What is the property tax rate in Santa Cruz County?

The effective property tax rate in Santa Cruz County is 0.62%. The median annual property tax bill is $6,305.

Is Santa Cruz County affordable?

With a home-value-to-income ratio of 9.3x, Santa Cruz County is considered expensive compared to the recommended 3-4x guideline.

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.