Housing decision brief
Humboldt County, CA Housing Market
Humboldt County screens as a below-state purchase price, below-state rent, a manageable tax-rate signal market. Use the page as a decision brief, not just a price lookup, because local income, taxes, and data confidence change how affordable the county really is.
26th lowest home value out of 58 California counties with data | 18th lowest rent out of 57
Median home value
$418,800
Purchase-price signal from Census ACS.
Median rent
$1,249/mo
Gross rent, including utilities where reported.
Monthly owner cost
$1,277/mo
Owner costs before individual loan terms.
Decision snapshot
Read this county in four signals.
Buy screen
6.9x
Median home value divided by local household income.
Rent burden
36.0%
At or above the 30% burden threshold.
Rent vs own
$28/mo
Median rent screens below owner cost.
Data confidence
1 note
Crime coverage is partial, so safety comparisons need source context.
What Works
Lower purchase price
$418,800 median home value is 8% below California county median
Lower rent
$1,249/mo is 18% below California county median
What to Check
Lower income base
$61,135 median income is 24% below California county median
Crime data coverage
Crime data coverage is partial. Treat zero or low crime rates as incomplete until you check the source coverage.
Best Fit For
- Remote earners or cash buyers looking below the state price line
Poor Fit For
- Households dependent on a deep local wage market
- Anyone treating reported crime rates as complete without source context
County vs State vs National
The county number only matters after you see the benchmark. These comparisons show where Humboldt County is genuinely cheap, where it is average, and where the hidden cost may be.
| Metric | County | State | U.S. | Signal |
|---|---|---|---|---|
Median home value Lower usually helps affordability. | $418,800 | $453,950 | $281,900 | 8% favorable8% below California county median |
Median gross rent Lower usually helps affordability. | $1,249 | $1,528 | $1,163 | 18% favorable18% below California county median |
Monthly owner cost Lower usually helps affordability. | $1,277 | $1,640 | $1,672 | 22% favorable22% below California county median |
Median household income | $61,135 | $80,702 | $74,755 | 24% pressure24% below California county median |
Effective property-tax rate Lower usually helps affordability. | 0.65% | 1.00% | 1.02% | 35% favorable35% below California county median |
Rent burden Lower usually helps affordability. | 36.00% | 32.00% | N/A | 13% pressure36.00% of renter income goes to rent. |
Income Fit
A low price only helps if local income can carry the monthly cost. This panel compares the county income base with rent and owner-cost thresholds.
Rent cushion
+$11,175
Median income minus rent threshold.
Owner cushion
+$6,406
Median income minus owner-cost threshold.
Affordability Advisory
This turns the raw housing numbers into income and buy-versus-rent screens.
Affordability verdict
For renters in Humboldt County, the market is affordable. Expect to pay around $1,249/month in gross rent, with 36.0% of renter households considered cost-burdened.
Rent vs own
The median rent in Humboldt County is $1,249/month, while owner costs run $1,277/month. Renting saves approximately $28/month.
Income needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $49,960/year. For owner costs at the 28% rule, the required income is roughly $54,729/year. With a median household income of $61,135, most households can comfortably afford rent here. Notably, 36.0% of renter households in Humboldt County are cost-burdened, spending more than 30% of income on housing.
Regional context
Humboldt County sits 4% less expensive than Fresno County ($1,300/month) in terms of median gross rent.
Better Counties to Compare
Similar counties are matched on home value, rent, income, and state context. This is more useful than a simple nearest-price list.
| County | Home Value | Rent | Why compare |
|---|---|---|---|
| Tuolumne County, CA | $406,200 | $1,247/mo | Same-state comparison near $406,200 home value and $1,247/mo rent. |
| Merced County, CA | $368,400 | $1,284/mo | Same-state comparison near $368,400 home value and $1,284/mo rent. |
| Butte County, CA | $408,700 | $1,369/mo | Same-state comparison near $408,700 home value and $1,369/mo rent. |
| Mariposa County, CA | $358,000 | $1,268/mo | Same-state comparison near $358,000 home value and $1,268/mo rent. |
| Mendocino County, CA | $486,000 | $1,325/mo | Same-state comparison near $486,000 home value and $1,325/mo rent. |
Data Confidence
- Crime coverage is partial, so safety comparisons need source context.
Next Checks
Housing Questions for Humboldt County
Is Humboldt County affordable for buying a home?
Is renting or owning cheaper in Humboldt County?
How much income do you need for housing in Humboldt County?
What should I double-check before moving to Humboldt County?
Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.