Housing decision brief
Coosa County, AL Housing Market
Coosa County screens as a below-state purchase price, below-state rent, a manageable tax-rate signal market. Use the page as a decision brief, not just a price lookup, because local income, taxes, and data confidence change how affordable the county really is.
17th lowest home value out of 67 Alabama counties with data | 16th lowest rent out of 67
Median home value
$111,800
Purchase-price signal from Census ACS.
Median rent
$682/mo
Gross rent, including utilities where reported.
Monthly owner cost
$578/mo
Owner costs before individual loan terms.
Decision snapshot
Read this county in four signals.
Buy screen
2.0x
Median home value divided by local household income.
Rent burden
35.0%
At or above the 30% burden threshold.
Rent vs own
$104/mo
Median owner cost screens below median rent.
Data confidence
1 note
Crime coverage is partial, so safety comparisons need source context.
What Works
Lower purchase price
$111,800 median home value is 22% below Alabama county median
Lower rent
$682/mo is 10% below Alabama county median
Owning screens cheaper than renting
Median owner costs are $104/mo below median rent before individual mortgage terms.
Low disaster-risk signal
Risk score is 85.5 out of 100, a stronger cross-check for long-term ownership costs.
What to Check
Water quality cross-check
Water quality grade is D. Review water data before treating housing cost as the full story.
Health context
Health score is 29.8 out of 100, so affordability should be weighed against local health indicators.
Crime data coverage
Crime data coverage is partial. Treat zero or low crime rates as incomplete until you check the source coverage.
Best Fit For
- Buyers comparing homes to local incomes
- Households weighing ownership against renting
- Long-term owners who care about disaster-risk exposure
- Remote earners or cash buyers looking below the state price line
Poor Fit For
- Buyers who will not investigate local water systems before moving
- Anyone treating reported crime rates as complete without source context
County vs State vs National
The county number only matters after you see the benchmark. These comparisons show where Coosa County is genuinely cheap, where it is average, and where the hidden cost may be.
| Metric | County | State | U.S. | Signal |
|---|---|---|---|---|
Median home value Lower usually helps affordability. | $111,800 | $142,500 | $281,900 | 22% favorable22% below Alabama county median |
Median gross rent Lower usually helps affordability. | $682 | $762 | $1,163 | 10% favorable10% below Alabama county median |
Monthly owner cost Lower usually helps affordability. | $578 | $595 | $1,672 | Near state median3% below Alabama county median |
Median household income | $57,063 | $51,551 | $74,755 | 11% favorable11% above Alabama county median |
Effective property-tax rate Lower usually helps affordability. | 0.27% | 0.33% | 1.02% | 18% favorable18% below Alabama county median |
Rent burden Lower usually helps affordability. | 35.00% | 27.00% | N/A | 30% pressure35.00% of renter income goes to rent. |
Income Fit
A low price only helps if local income can carry the monthly cost. This panel compares the county income base with rent and owner-cost thresholds.
Rent cushion
+$29,783
Median income minus rent threshold.
Owner cushion
+$32,292
Median income minus owner-cost threshold.
Affordability Advisory
This turns the raw housing numbers into income and buy-versus-rent screens.
Affordability verdict
Coosa County offers affordable rental housing at a median of $682/month , about 14.3% of the typical household income here.
Rent vs own
The median rent in Coosa County is $682/month, while owner costs run $578/month. Owning saves approximately $104/month.
Income needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $27,280/year. For owner costs at the 28% rule, the required income is roughly $24,771/year. With a median household income of $57,063, most households can comfortably afford rent here. Notably, 35.0% of renter households in Coosa County are cost-burdened, spending more than 30% of income on housing.
Regional context
Coosa County sits 7% less expensive than Tallapoosa County ($734/month) in terms of median gross rent.
Better Counties to Compare
Similar counties are matched on home value, rent, income, and state context. This is more useful than a simple nearest-price list.
| County | Home Value | Rent | Why compare |
|---|---|---|---|
| Crenshaw County, AL | $108,400 | $664/mo | Same-state comparison near $108,400 home value and $664/mo rent. |
| Franklin County, AL | $128,000 | $667/mo | Same-state comparison near $128,000 home value and $667/mo rent. |
| Winston County, AL | $110,500 | $744/mo | Same-state comparison near $110,500 home value and $744/mo rent. |
| Geneva County, AL | $120,200 | $757/mo | Same-state comparison near $120,200 home value and $757/mo rent. |
| Fayette County, AL | $121,200 | $622/mo | Same-state comparison near $121,200 home value and $622/mo rent. |
Data Confidence
- Crime coverage is partial, so safety comparisons need source context.
Next Checks
Housing Questions for Coosa County
Is Coosa County affordable for buying a home?
Is renting or owning cheaper in Coosa County?
How much income do you need for housing in Coosa County?
What should I double-check before moving to Coosa County?
Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.