Housing decision brief
Bullock County, AL Housing Market
Bullock County screens as a below-state purchase price, below-state rent, a higher tax-rate signal market. Use the page as a decision brief, not just a price lookup, because local income, taxes, and data confidence change how affordable the county really is.
2nd lowest home value out of 67 Alabama counties with data | 4th lowest rent out of 67
Median home value
$81,700
Purchase-price signal from Census ACS.
Median rent
$556/mo
Gross rent, including utilities where reported.
Monthly owner cost
$512/mo
Owner costs before individual loan terms.
Decision snapshot
Read this county in four signals.
Buy screen
2.6x
Median home value divided by local household income.
Rent burden
32.2%
At or above the 30% burden threshold.
Rent vs own
$44/mo
Median owner cost screens below median rent.
Data confidence
2 notes
Home-value estimate has a $17,694 ACS margin of error.
What Works
Lower purchase price
$81,700 median home value is 48% below Alabama county median
Lower rent
$556/mo is 28% below Alabama county median
Owning screens cheaper than renting
Median owner costs are $44/mo below median rent before individual mortgage terms.
What to Check
Lower income base
$31,310 median income is 43% below Alabama county median
Tax rate needs attention
0.41% effective property-tax rate is 26% above Alabama county median
Health context
Health score is 16.0 out of 100, so affordability should be weighed against local health indicators.
Crime data coverage
Crime data coverage is partial. Treat zero or low crime rates as incomplete until you check the source coverage.
Wide home-value margin
The ACS margin of error on home value is $17,694, so exact rankings should be read as directional.
Best Fit For
- Buyers comparing homes to local incomes
- Households weighing ownership against renting
- Remote earners or cash buyers looking below the state price line
Poor Fit For
- Households dependent on a deep local wage market
- Anyone treating reported crime rates as complete without source context
County vs State vs National
The county number only matters after you see the benchmark. These comparisons show where Bullock County is genuinely cheap, where it is average, and where the hidden cost may be.
| Metric | County | State | U.S. | Signal |
|---|---|---|---|---|
Median home value Lower usually helps affordability. | $81,700 | $156,600 | $281,900 | 48% favorable48% below Alabama county median |
Median gross rent Lower usually helps affordability. | $556 | $776 | $1,163 | 28% favorable28% below Alabama county median |
Monthly owner cost Lower usually helps affordability. | $512 | $629 | $1,672 | 19% favorable19% below Alabama county median |
Median household income | $31,310 | $54,563 | $74,755 | 43% pressure43% below Alabama county median |
Effective property-tax rate Lower usually helps affordability. | 0.41% | 0.32% | 1.02% | 26% pressure26% above Alabama county median |
Rent burden Lower usually helps affordability. | 32.20% | 28.20% | N/A | 14% pressure32.20% of renter income goes to rent. |
Income Fit
A low price only helps if local income can carry the monthly cost. This panel compares the county income base with rent and owner-cost thresholds.
Rent cushion
+$9,070
Median income minus rent threshold.
Owner cushion
+$9,367
Median income minus owner-cost threshold.
Affordability Advisory
This turns the raw housing numbers into income and buy-versus-rent screens.
Affordability verdict
For renters in Bullock County, the market is affordable. Expect to pay around $635/month in gross rent, with 42.0% of renter households considered cost-burdened.
Rent vs own
Renters in Bullock County pay $635/month on average, compared to $563/month for homeowners. This market favors buyers by about 11%.
Income needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $25,400/year. For owner costs at the 28% rule, the required income is roughly $24,129/year. With a median household income of $36,723, most households can comfortably afford rent here. Notably, 42.0% of renter households in Bullock County are cost-burdened, spending more than 30% of income on housing.
Regional context
Compared to Marion County where rent averages $583/month, Bullock County is approximately 9% more expensive.
Better Counties to Compare
Similar counties are matched on home value, rent, income, and state context. This is more useful than a simple nearest-price list.
| County | Home Value | Rent | Why compare |
|---|---|---|---|
| Perry County, AL | $86,400 | $592/mo | Same-state comparison near $86,400 home value and $592/mo rent. |
| Greene County, AL | $81,200 | $432/mo | Same-state comparison near $81,200 home value and $432/mo rent. |
| Sumter County, AL | $82,600 | $775/mo | Same-state comparison near $82,600 home value and $775/mo rent. |
| Holmes County, MS | $80,400 | $590/mo | Out-of-state peer near $80,400 home value and $590/mo rent. |
| Lowndes County, AL | $86,300 | $710/mo | Same-state comparison near $86,300 home value and $710/mo rent. |
Data Confidence
- Home-value estimate has a $17,694 ACS margin of error.
- Crime coverage is partial, so safety comparisons need source context.
Next Checks
Housing Questions for Bullock County
Is Bullock County affordable for buying a home?
Is renting or owning cheaper in Bullock County?
How much income do you need for housing in Bullock County?
What should I double-check before moving to Bullock County?
Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.